Life-style
Calling All Students – Money Saving Tips!
Finding your way in the world is tough especially when it’s
time to move away from home. For most
students it’s exciting but for others it’s a worry. Not only are you moving in with people you
don’t know but you’re moving away from family, people you have lived with
forever. It’s a big step. The biggest stress of all is how you’re going
to pay for it, that’s certainly on my mind.
University is supposed to be a fun time a time when you
spread your wings and grow up. But
growing up brings the responsibilities of paying bills and having your own
place to look after. I’m here with 5
money saving tips for all you Uni Survivors!
Tip No 1:
When it comes to paying bills I know that gas and electricity
can be very expensive especially now that the colder months are coming, everyone’s
going to want to turn up the heating. So
to tackle the colder weather why not throw on a jumper or grab a blanket. This will save you money on your heating bill
and is probably more snug.
If you’re a new student and haven’t paid for your own gas
and electricity before then Money Supermarket
might be right for you. There are
hundreds of offers on their website that will help you. They usually have some great deals if you’re
new to their company. Take a look and
see what you could save.
Tip No 2:
Broadband charges can be one of the most expensive bills you
have to pay. Not anymore. As the world of technology changes its
becoming easier and cheaper to get on the net.
Vodaphone have brought out a new kind of internet box where you don’t
need to pay for a phone line as well. BONUS!
If you’re a student who doesn’t need a sky box or a phone line then
opting for this kind of internet service is probably the best option. Keep a look out for great deals.
Tip No 3:
One thing that is a big issue at the moment is Council Tax,
it’s not cheap and can see you massively out of pocket. Councils rarely advertise that students get a
reduced Council Tax or even sometimes it’s FREE yes FREE!! If you’re a student and you live with other
students then your Council Tax could be dramatically reduced or even FREE.
So that’s more money in your pocket for those days where you
need it most.
Tip No 4:
Most Students in the UK opt for a Maintenance Loan meaning
they get a certain about of money from Student Finance England. Instead
of blowing all this at once why not open an ISA with your bank and earn some
interest on the money you get. If you
have a student bank account then there are some great deals out there on
savings accounts. The money you save
could be part of what you pay back. Let’s
face it we all like to spend money but saving it is probably best in the long
run.
Tip No 5:
Earn cash back on the things you buy, I recently found this
out when I was on my banks website. Most
banks have jumped onto this recently including Barclays and Lloyds. You can earn cash back on everyday items that
you buy, free money great. Check out the
Lloyds
site and Barclays
for more information.
I know saving is hard not just when you’re a student but for
everyone. Hopefully these tips will help
you out and help you survive uni.
Share some more tips in the comments.
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